Member FDIC
Equal Housing Lender
 

Following is the current regular schedule of fees for ENB customers.

REGULAR FEE SCHEDULE
last updated 1/11/2010

NOTE: As of September 16, 2010, changes will be made to this fee schedule.
See below the current fee schedule for a list of these upcoming changes.

Non-interest checking accounts
$500.00
 
balance to avoid fees
If balance drops below $500, fee is $3/month + $0.10/withdrawal item
       
Super NOW checking accounts
$1,000.00
 
balance to avoid fees
If balance drops below $1,000, fee is $10/month + $0.10/withdrawal item
       
Non-sufficient funds check fee
$20.00
 
per item
Stop payment fee
$20.00
 
per item
Stop payment renewal fee
$20.00
 
per item
Overdraft fee
$3.00
 
per day
       
Savings accounts
$300.00
 
balance to avoid $2/month fee
Withdrawals (in excess of 3 per month)
$1.00
 
per item
       
IRA accounts: Early withdrawal
$150.00
for any IRA account closed
      within the first 30 days of opening
Online banking
No charge
Online banking with bill pay
$4.95
per month (applies to each acct. activated
    for bill payment & includes 10 bill pays)
Bill pays in excess of 10
$0.50
per additional bill

ENB debit card use (at ENB's ATM)
No charge
 
ENB debit card use (at other ATMs)
$1.00
 
per transaction
ENB debit card: Replacement fee
$10.00
 
per card
       
Wire transfers: Incoming
$10.00
  commercial accounts only
Wire transfers: Outgoing
$15.00
   
Wire transfers: Foreign
$50.00
   
       
Bank money orders
$2.00
 
each
Research services
$20.00
 
per hour
Garnishment fee
$10.00
 
per garnishment
Collection item fee
$10.00
 
per item
Security purchase fee
$25.00
 
each
       
Health Savings Accounts (HSAs)
No charge
  except for use of debit card at ATMs
      (see debit card ATM fees above)


Fee schedule changes effective September 16, 2010

FEE CHANGES Current fee Fee as of 9/16/2010
Super NOW checking accounts $1,000.00 $1,500.00
Non-sufficient funds check fee $20.00 $25.00
Stop payment fee $20.00 $25.00
Stop payment renewal fee $20.00 $25.00
Wire transfers: Incoming $10.00 $15.00
Wire transfers: Outgoing $15.00 $20.00
Research services $20.00 $30.00
Garnishment fee $10.00 $25.00
NEW FEES
Letters of credit 2% for letters less than $2,000.00
1% for letters more than $2,000.00

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