 Non-interest
checking accounts |
$500.00
|
|
balance
to avoid fees (if balance drops below $500,
|
| |
|
|
fee
is $3/month + $0.10/withdrawal item) |
| Super
NOW checking accounts |
$1,500.00
|
|
balance
to avoid fees (if balance drops below $1,500,
|
| |
|
|
fee
is $10/month + $0.10/withdrawal item) |
| Non-sufficient
funds check fee |
$25.00
|
|
per
item
|
| Stop
payment fee |
$25.00
|
|
per
item
|
| Stop
payment renewal fee |
$25.00
|
|
per
item
|
Overdraft
fee
|
$3.00
|
|
per
day
|
| |
|
|
|
| Savings
accounts |
$300.00
|
|
balance
to avoid $2/month fee
|
| Withdrawals
(in excess of 3 per month) |
$1.00
|
|
per
item
|
| |
|
|
|
| IRA
accounts: Early withdrawal |
$150.00
|
|
for
any IRA account closed |
| |
|
|
within the first 30 days of opening |
| Dormant
account fee |
$5.00
|
|
per
month |
| |
|
|
|
| Online
banking |
No
charge
|
|
|
| Online
banking with bill pay |
$4.95
|
|
per
month (applies to each acct. activated |
| |
|
|
for
bill payment & includes 10 bill pays) |
| Bill
pays in excess of 10 |
$0.50
|
|
per
additional bill |
|
|
|
|
| ENB
debit card use (at ENB's ATM) |
No
charge
|
|
|
| ENB
debit card use (at other ATMs) |
$1.00
|
|
per
transaction
|
| ENB
debit card: Replacement fee |
$10.00
|
|
per
card
|
| |
|
|
|
| Wire
transfers: Incoming |
$15.00
|
|
commercial
accounts only |
| Wire
transfers: Outgoing |
$20.00
|
|
|
| Wire
transfers: Foreign |
$50.00
|
|
|
| |
|
|
|
| Bank
money orders |
$2.00
|
|
each
|
| Research
services |
$30.00
|
|
per
hour
|
| Garnishment
fee |
$25.00
|
|
per
garnishment
|
| Collection
item fee |
$10.00
|
|
per
item
|
| Security
purchase fee |
$25.00
|
|
each
|
| |
|
|
|
|
Letters of credit |
2%
|
|
for
letters less than $2,000.00 |
|
1%
|
|
for
letters more than $2,000.00 |
| |
|
|
|
| Coin
counting and redemption |
10%
|
|
of
the total amount for non-customers |
| |
10%
|
|
of
the amount over $10 for customers |
| |
|
|
|
| Health
Savings Accounts (HSAs) |
No
charge
|
|
except
for use of debit card at ATMs |
| |
|
|
(see
debit card ATM fees above) |
